How To Buy HSA/FSA Eligible Tampons & When You Can
Yulia Derdemezis
Head of Marketing at Flex
Updated: January 24, 2026
🚀 Fast Facts: Are tampons HSA/FSA-eligible?
Yes, tampons (and many other menstrual products) are always HSA/FSA eligible
Tampons do not require a Letter of Medical Necessity (LMN) to qualify
You can conveniently purchase tampons online with an HSA/FSA payment card
Yes, tampons (and many other menstrual products) are always HSA/FSA eligible
Tampons do not require a Letter of Medical Necessity (LMN) to qualify
You can conveniently purchase tampons online with an HSA/FSA payment card
Yes, tampons (and many other menstrual products) are always HSA/FSA eligible
Tampons do not require a Letter of Medical Necessity (LMN) to qualify
You can conveniently purchase tampons online with an HSA/FSA payment card
Yes, tampons (and many other menstrual products) are always HSA/FSA eligible
Tampons do not require a Letter of Medical Necessity (LMN) to qualify
You can conveniently purchase tampons online with an HSA/FSA payment card
Menstrual care is a consistent, predictable expense, which makes it a great candidate for Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) spending. Thanks to updates in federal law, tampons now qualify as eligible medical expenses, allowing you to use pre-tax healthcare dollars for products you already buy regularly.
In this guide, you’ll learn exactly how tampon eligibility works, what rules apply, and how to purchase tampons without running into payment issues. You’ll also see where to shop online so you can use your HSA or FSA quickly and confidently.
Here’s what this article covers:
Do you need a Letter of Medical Necessity to buy tampons with your HSA/FSA?
What other period and menstrual health products are FSA/HSA eligible?
How to buy tampons using your HSA or FSA funds directly or through reimbursement
6 stores that sell HSA & FSA approved tampons you can buy using your HSA/FSA directly
9 other HSA/FSA eligible stores that sell period products you might be interested in
Understanding eligibility is the first step to actually using your HSA or FSA instead of letting those funds sit unused. Let’s start with the most common question people ask when it comes to menstrual care and benefits.
Menstrual care is a consistent, predictable expense, which makes it a great candidate for Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) spending. Thanks to updates in federal law, tampons now qualify as eligible medical expenses, allowing you to use pre-tax healthcare dollars for products you already buy regularly.
In this guide, you’ll learn exactly how tampon eligibility works, what rules apply, and how to purchase tampons without running into payment issues. You’ll also see where to shop online so you can use your HSA or FSA quickly and confidently.
Here’s what this article covers:
Do you need a Letter of Medical Necessity to buy tampons with your HSA/FSA?
What other period and menstrual health products are FSA/HSA eligible?
How to buy tampons using your HSA or FSA funds directly or through reimbursement
6 stores that sell HSA & FSA approved tampons you can buy using your HSA/FSA directly
9 other HSA/FSA eligible stores that sell period products you might be interested in
Understanding eligibility is the first step to actually using your HSA or FSA instead of letting those funds sit unused. Let’s start with the most common question people ask when it comes to menstrual care and benefits.
Menstrual care is a consistent, predictable expense, which makes it a great candidate for Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) spending. Thanks to updates in federal law, tampons now qualify as eligible medical expenses, allowing you to use pre-tax healthcare dollars for products you already buy regularly.
In this guide, you’ll learn exactly how tampon eligibility works, what rules apply, and how to purchase tampons without running into payment issues. You’ll also see where to shop online so you can use your HSA or FSA quickly and confidently.
Here’s what this article covers:
Do you need a Letter of Medical Necessity to buy tampons with your HSA/FSA?
What other period and menstrual health products are FSA/HSA eligible?
How to buy tampons using your HSA or FSA funds directly or through reimbursement
6 stores that sell HSA & FSA approved tampons you can buy using your HSA/FSA directly
9 other HSA/FSA eligible stores that sell period products you might be interested in
Understanding eligibility is the first step to actually using your HSA or FSA instead of letting those funds sit unused. Let’s start with the most common question people ask when it comes to menstrual care and benefits.
Are tampons HSA and FSA eligible?
Yes, tampons are HSA and FSA-eligible expenses in the United States. You can use funds from your HSA or FSA to pay for tampons used for menstrual care, helping you cover a recurring monthly expense with pre-tax healthcare dollars.
This eligibility comes from a change in federal law from the 2020 CARES Act that clarified menstrual products as qualified medical expenses. Because of that update, tampons now fall under everyday healthcare items rather than personal care products. In practical terms, that means you can use your benefits to cover a recurring monthly expense instead of dipping into your checking account. That’s a big win if you’re looking for simple ways to use your HSA or FSA balance before it expires.
Yes, tampons are HSA and FSA-eligible expenses in the United States. You can use funds from your HSA or FSA to pay for tampons used for menstrual care, helping you cover a recurring monthly expense with pre-tax healthcare dollars.
This eligibility comes from a change in federal law from the 2020 CARES Act that clarified menstrual products as qualified medical expenses. Because of that update, tampons now fall under everyday healthcare items rather than personal care products. In practical terms, that means you can use your benefits to cover a recurring monthly expense instead of dipping into your checking account. That’s a big win if you’re looking for simple ways to use your HSA or FSA balance before it expires.
Yes, tampons are HSA and FSA-eligible expenses in the United States. You can use funds from your HSA or FSA to pay for tampons used for menstrual care, helping you cover a recurring monthly expense with pre-tax healthcare dollars.
This eligibility comes from a change in federal law from the 2020 CARES Act that clarified menstrual products as qualified medical expenses. Because of that update, tampons now fall under everyday healthcare items rather than personal care products. In practical terms, that means you can use your benefits to cover a recurring monthly expense instead of dipping into your checking account. That’s a big win if you’re looking for simple ways to use your HSA or FSA balance before it expires.
Do you need a Letter of Medical Necessity to buy tampons with your HSA/FSA?
No, you do not need a Letter of Medical Necessity (LMN) to buy tampons with your HSA or FSA. Tampons qualify as eligible medical expenses on their own when used for menstrual care, so you can pay with your benefits or submit for reimbursement without getting a doctor’s note or extra documentation.
This means you can use your HSA/FSA without completing medical forms or scheduling an appointment. As long as the product is clearly intended for period care, it qualifies automatically under IRS rules. Letters of Medical Necessity typically apply to dual-purpose items that could be used for general wellness or non-medical reasons. Tampons do not fall into that category, which keeps the purchase process simple and low-effort.
No, you do not need a Letter of Medical Necessity (LMN) to buy tampons with your HSA or FSA. Tampons qualify as eligible medical expenses on their own when used for menstrual care, so you can pay with your benefits or submit for reimbursement without getting a doctor’s note or extra documentation.
This means you can use your HSA/FSA without completing medical forms or scheduling an appointment. As long as the product is clearly intended for period care, it qualifies automatically under IRS rules. Letters of Medical Necessity typically apply to dual-purpose items that could be used for general wellness or non-medical reasons. Tampons do not fall into that category, which keeps the purchase process simple and low-effort.
No, you do not need a Letter of Medical Necessity (LMN) to buy tampons with your HSA or FSA. Tampons qualify as eligible medical expenses on their own when used for menstrual care, so you can pay with your benefits or submit for reimbursement without getting a doctor’s note or extra documentation.
This means you can use your HSA/FSA without completing medical forms or scheduling an appointment. As long as the product is clearly intended for period care, it qualifies automatically under IRS rules. Letters of Medical Necessity typically apply to dual-purpose items that could be used for general wellness or non-medical reasons. Tampons do not fall into that category, which keeps the purchase process simple and low-effort.
What other period and menstrual health products are FSA/HSA eligible?
Tampons aren’t the only menstrual products that qualify. Many common period care items count as eligible medical expenses and can be purchased with HSA or FSA funds, including:
Pads and panty liners
Menstrual cups
Period underwear designed for menstrual flow
Disposable and reusable menstrual discs
These products qualify for the same reason tampons do: they support menstrual health, which the IRS recognizes as a legitimate medical need. You don’t have to prove a diagnosis or special condition to buy these items with your benefits.
Tampons aren’t the only menstrual products that qualify. Many common period care items count as eligible medical expenses and can be purchased with HSA or FSA funds, including:
Pads and panty liners
Menstrual cups
Period underwear designed for menstrual flow
Disposable and reusable menstrual discs
These products qualify for the same reason tampons do: they support menstrual health, which the IRS recognizes as a legitimate medical need. You don’t have to prove a diagnosis or special condition to buy these items with your benefits.
Tampons aren’t the only menstrual products that qualify. Many common period care items count as eligible medical expenses and can be purchased with HSA or FSA funds, including:
Pads and panty liners
Menstrual cups
Period underwear designed for menstrual flow
Disposable and reusable menstrual discs
These products qualify for the same reason tampons do: they support menstrual health, which the IRS recognizes as a legitimate medical need. You don’t have to prove a diagnosis or special condition to buy these items with your benefits.
How to buy tampons using your HSA or FSA funds directly or through reimbursement
Because no LMN is required, tampons are one of the easiest items to buy with your HSA or FSA. When it comes to buying them, you have two options: you can purchase them online using your HSA or FSA card directly without needing to wait for reimbursement, or you can buy them and submit them for reimbursement later.
Both methods work under IRS rules, but buying them directly is faster, requires less paperwork, and you don’t have to pay out of pocket first. Here’s how to buy tampons using your HSA/FSA with either method:
1. Pay for tampons using your HSA/FSA card directly at checkout
Paying directly with your HSA or FSA card is the simplest way to buy tampons. You select eligible products, enter your benefits card details at checkout, and complete the purchase like any other online order. This option works best when you shop at stores that clearly support HSA and FSA payments. When a retailer processes eligible items correctly, your transaction goes through without follow-up or documentation.
Shopping for tampons through the Flex Marketplace makes this process as easy as possible. We bring together hundreds of online stores that sell HSA/FSA-eligible products—including tampons—so you can pay with your benefits instantly instead of guessing which sites accept your card. See how easy it is to buy tampons at Lola:
In short, direct payment saves time and keeps you from fronting cash. That convenience makes it the preferred option for most people using their benefits for everyday healthcare items.
2. Make a reimbursement claim for tampons you purchased out of pocket
Reimbursement works when you can’t pay with your HSA or FSA card at checkout. In this case, you pay for tampons personal funds, and then submit a claim to your HSA/FSA plan administrator. After approval, your plan reimburses you from your account balance. This process can take days, weeks, or sometimes months, depending on your provider, and it adds extra steps compared to paying directly.
Reimbursement still gives you access to your benefits, but it requires more organization. For that reason, many people prefer shopping at stores that support direct HSA and FSA payments whenever possible, like the women’s health products featured in the Flex Marketplace.
Now that you know how to pay, let’s look at specific tampons you can buy using your benefits. The next section highlights HSA and FSA-approved tampon options you can purchase directly using your plan.
Because no LMN is required, tampons are one of the easiest items to buy with your HSA or FSA. When it comes to buying them, you have two options: you can purchase them online using your HSA or FSA card directly without needing to wait for reimbursement, or you can buy them and submit them for reimbursement later.
Both methods work under IRS rules, but buying them directly is faster, requires less paperwork, and you don’t have to pay out of pocket first. Here’s how to buy tampons using your HSA/FSA with either method:
1. Pay for tampons using your HSA/FSA card directly at checkout
Paying directly with your HSA or FSA card is the simplest way to buy tampons. You select eligible products, enter your benefits card details at checkout, and complete the purchase like any other online order. This option works best when you shop at stores that clearly support HSA and FSA payments. When a retailer processes eligible items correctly, your transaction goes through without follow-up or documentation.
Shopping for tampons through the Flex Marketplace makes this process as easy as possible. We bring together hundreds of online stores that sell HSA/FSA-eligible products—including tampons—so you can pay with your benefits instantly instead of guessing which sites accept your card. See how easy it is to buy tampons at Lola:
In short, direct payment saves time and keeps you from fronting cash. That convenience makes it the preferred option for most people using their benefits for everyday healthcare items.
2. Make a reimbursement claim for tampons you purchased out of pocket
Reimbursement works when you can’t pay with your HSA or FSA card at checkout. In this case, you pay for tampons personal funds, and then submit a claim to your HSA/FSA plan administrator. After approval, your plan reimburses you from your account balance. This process can take days, weeks, or sometimes months, depending on your provider, and it adds extra steps compared to paying directly.
Reimbursement still gives you access to your benefits, but it requires more organization. For that reason, many people prefer shopping at stores that support direct HSA and FSA payments whenever possible, like the women’s health products featured in the Flex Marketplace.
Now that you know how to pay, let’s look at specific tampons you can buy using your benefits. The next section highlights HSA and FSA-approved tampon options you can purchase directly using your plan.
Because no LMN is required, tampons are one of the easiest items to buy with your HSA or FSA. When it comes to buying them, you have two options: you can purchase them online using your HSA or FSA card directly without needing to wait for reimbursement, or you can buy them and submit them for reimbursement later.
Both methods work under IRS rules, but buying them directly is faster, requires less paperwork, and you don’t have to pay out of pocket first. Here’s how to buy tampons using your HSA/FSA with either method:
1. Pay for tampons using your HSA/FSA card directly at checkout
Paying directly with your HSA or FSA card is the simplest way to buy tampons. You select eligible products, enter your benefits card details at checkout, and complete the purchase like any other online order. This option works best when you shop at stores that clearly support HSA and FSA payments. When a retailer processes eligible items correctly, your transaction goes through without follow-up or documentation.
Shopping for tampons through the Flex Marketplace makes this process as easy as possible. We bring together hundreds of online stores that sell HSA/FSA-eligible products—including tampons—so you can pay with your benefits instantly instead of guessing which sites accept your card. See how easy it is to buy tampons at Lola:
In short, direct payment saves time and keeps you from fronting cash. That convenience makes it the preferred option for most people using their benefits for everyday healthcare items.
2. Make a reimbursement claim for tampons you purchased out of pocket
Reimbursement works when you can’t pay with your HSA or FSA card at checkout. In this case, you pay for tampons personal funds, and then submit a claim to your HSA/FSA plan administrator. After approval, your plan reimburses you from your account balance. This process can take days, weeks, or sometimes months, depending on your provider, and it adds extra steps compared to paying directly.
Reimbursement still gives you access to your benefits, but it requires more organization. For that reason, many people prefer shopping at stores that support direct HSA and FSA payments whenever possible, like the women’s health products featured in the Flex Marketplace.
Now that you know how to pay, let’s look at specific tampons you can buy using your benefits. The next section highlights HSA and FSA-approved tampon options you can purchase directly using your plan.
6 stores that sell HSA & FSA approved tampons you can buy using your HSA/FSA directly
If you want to use your HSA or FSA without complications, shopping by brand can make the process easier. The following tampon brands featured in the Flex Marketplace offer products intended for menstrual care that qualify as HSA/FSA-eligible expenses when purchased correctly.
Each brand below focuses on different needs, such as organic materials, sustainability, or comfort, so you can choose what fits your routine while still using your benefits.
Product | Description |
 | Daye produces tampons designed for menstrual care with an emphasis on comfort and period-related needs. Their products are marketed specifically for menstruation, which allows you to use HSA or FSA funds when purchasing them for regular cycle care. |
 | Tampon Tribe offers organic cotton tampons made for everyday menstrual flow and routine period management. Because these tampons serve a clear menstrual health purpose, they qualify as eligible expenses under standard HSA and FSA rules. |
 | Viv focuses on simple, thoughtfully designed tampon products created for menstrual health and personal comfort. These tampons meet eligibility guidelines when used for period care, making them a practical option for spending HSA or FSA dollars. |
 | The Flex Company is known for modern menstrual products, including tampons and other period care options. Their tampon products qualify for HSA and FSA use because they directly support menstrual health and cycle management. |
 | Lola sells organic cotton tampons designed for regular menstrual use and monthly cycle care. Since these products are intended for period management, you can purchase them using HSA or FSA funds when shopping through eligible retailers. |
 | Period Nirvana curates and sells menstrual care products, including tampons, with a focus on education and accessibility. Their tampon offerings qualify for HSA and FSA spending when used for menstrual health needs. |
You can purchase these brands directly from their websites or through online retailers that support HSA and FSA payments. The challenge often comes from confirming eligibility and finding stores that accept your benefits at checkout.
If you want to use your HSA or FSA without complications, shopping by brand can make the process easier. The following tampon brands featured in the Flex Marketplace offer products intended for menstrual care that qualify as HSA/FSA-eligible expenses when purchased correctly.
Each brand below focuses on different needs, such as organic materials, sustainability, or comfort, so you can choose what fits your routine while still using your benefits.
Product | Description |
| Daye produces tampons designed for menstrual care with an emphasis on comfort and period-related needs. Their products are marketed specifically for menstruation, which allows you to use HSA or FSA funds when purchasing them for regular cycle care. |
| Tampon Tribe offers organic cotton tampons made for everyday menstrual flow and routine period management. Because these tampons serve a clear menstrual health purpose, they qualify as eligible expenses under standard HSA and FSA rules. |
| Viv focuses on simple, thoughtfully designed tampon products created for menstrual health and personal comfort. These tampons meet eligibility guidelines when used for period care, making them a practical option for spending HSA or FSA dollars. |
| The Flex Company is known for modern menstrual products, including tampons and other period care options. Their tampon products qualify for HSA and FSA use because they directly support menstrual health and cycle management. |
| Lola sells organic cotton tampons designed for regular menstrual use and monthly cycle care. Since these products are intended for period management, you can purchase them using HSA or FSA funds when shopping through eligible retailers. |
| Period Nirvana curates and sells menstrual care products, including tampons, with a focus on education and accessibility. Their tampon offerings qualify for HSA and FSA spending when used for menstrual health needs. |
You can purchase these brands directly from their websites or through online retailers that support HSA and FSA payments. The challenge often comes from confirming eligibility and finding stores that accept your benefits at checkout.
If you want to use your HSA or FSA without complications, shopping by brand can make the process easier. The following tampon brands featured in the Flex Marketplace offer products intended for menstrual care that qualify as HSA/FSA-eligible expenses when purchased correctly.
Each brand below focuses on different needs, such as organic materials, sustainability, or comfort, so you can choose what fits your routine while still using your benefits.
Product | Description |
| Daye produces tampons designed for menstrual care with an emphasis on comfort and period-related needs. Their products are marketed specifically for menstruation, which allows you to use HSA or FSA funds when purchasing them for regular cycle care. |
| Tampon Tribe offers organic cotton tampons made for everyday menstrual flow and routine period management. Because these tampons serve a clear menstrual health purpose, they qualify as eligible expenses under standard HSA and FSA rules. |
| Viv focuses on simple, thoughtfully designed tampon products created for menstrual health and personal comfort. These tampons meet eligibility guidelines when used for period care, making them a practical option for spending HSA or FSA dollars. |
| The Flex Company is known for modern menstrual products, including tampons and other period care options. Their tampon products qualify for HSA and FSA use because they directly support menstrual health and cycle management. |
| Lola sells organic cotton tampons designed for regular menstrual use and monthly cycle care. Since these products are intended for period management, you can purchase them using HSA or FSA funds when shopping through eligible retailers. |
| Period Nirvana curates and sells menstrual care products, including tampons, with a focus on education and accessibility. Their tampon offerings qualify for HSA and FSA spending when used for menstrual health needs. |
You can purchase these brands directly from their websites or through online retailers that support HSA and FSA payments. The challenge often comes from confirming eligibility and finding stores that accept your benefits at checkout.
9 other HSA/FSA eligible stores that sell period products you might be interested in
These women’s health stores featured in the Flex Marketplace sell other period-related products, like period underwear, pain relief, or even wearable devices.
Product | Description |
 | Sundaze offers menstrual care products designed to support comfort and cycle-related needs during your period. When these products are purchased for menstrual or reproductive health purposes, they qualify for HSA and FSA spending under standard eligibility rules. |
 | The Period Company sells period underwear and menstrual care essentials designed to manage menstrual flow. These products support menstrual health and qualify as eligible medical expenses when purchased with HSA or FSA funds. |
 | The Good Patch offers wellness patches that are often used to support period-related symptoms such as cramps or discomfort. Certain products may qualify for HSA or FSA use when purchased specifically for menstrual or reproductive health support, depending on how they are categorized by the retailer. |
 | Happy V focuses on vaginal and intimate health products designed to support balance and comfort. Many of their products qualify for HSA and FSA spending when used for vaginal health or related medical care rather than general wellness. |
 | Momotaro Apotheca creates intimate care products intended to support vulvar and vaginal health. When purchased for medical or reproductive health purposes, these products may qualify for HSA or FSA use through eligible retailers. |
 | Jovi offers wearable devices designed to help manage pain, including discomfort related to menstrual cycles. These products may qualify for HSA or FSA spending when used to support menstrual or cycle-related pain management. |
 | Mixhers sells products designed to support hormonal and women’s health needs. Certain offerings may qualify for HSA or FSA use when they are purchased for eligible medical purposes and categorized correctly at checkout. |
 | Kindra focuses on products that support vaginal and menopausal health, including dryness and discomfort. When used for qualifying medical care, many of these products are eligible for purchase with HSA or FSA funds. |
 | OhmBody offers products aimed at supporting women’s reproductive and hormonal health. Eligibility for HSA or FSA use depends on the specific product and how it is marketed for medical versus general wellness purposes. |
In Summary
Tampons are always HSA and FSA-eligible, which means you can use your healthcare funds to cover a recurring expense you already plan for every month. That eligibility applies broadly, without special diagnoses or extra paperwork, making period products one of the simplest ways to use your benefits.
Knowing how to pay matters just as much as knowing what qualifies. Paying directly with your HSA or FSA card keeps the process fast, while reimbursement remains a backup option when direct checkout isn’t available.
If you want to avoid the hassle altogether, the Flex Marketplace offers an easier path. It brings together hundreds of online stores that sell HSA/FSA-eligible tampons and menstrual care products, so you can browse confidently and check out using your benefits right away.
Using your HSA or FSA for tampons helps you stretch pre-tax dollars further and makes everyday healthcare spending feel more manageable. With the right information and the right place to shop, those funds become far easier to use before they go unused.
These women’s health stores featured in the Flex Marketplace sell other period-related products, like period underwear, pain relief, or even wearable devices.
Product | Description |
| Sundaze offers menstrual care products designed to support comfort and cycle-related needs during your period. When these products are purchased for menstrual or reproductive health purposes, they qualify for HSA and FSA spending under standard eligibility rules. |
| The Period Company sells period underwear and menstrual care essentials designed to manage menstrual flow. These products support menstrual health and qualify as eligible medical expenses when purchased with HSA or FSA funds. |
| The Good Patch offers wellness patches that are often used to support period-related symptoms such as cramps or discomfort. Certain products may qualify for HSA or FSA use when purchased specifically for menstrual or reproductive health support, depending on how they are categorized by the retailer. |
| Happy V focuses on vaginal and intimate health products designed to support balance and comfort. Many of their products qualify for HSA and FSA spending when used for vaginal health or related medical care rather than general wellness. |
| Momotaro Apotheca creates intimate care products intended to support vulvar and vaginal health. When purchased for medical or reproductive health purposes, these products may qualify for HSA or FSA use through eligible retailers. |
| Jovi offers wearable devices designed to help manage pain, including discomfort related to menstrual cycles. These products may qualify for HSA or FSA spending when used to support menstrual or cycle-related pain management. |
| Mixhers sells products designed to support hormonal and women’s health needs. Certain offerings may qualify for HSA or FSA use when they are purchased for eligible medical purposes and categorized correctly at checkout. |
| Kindra focuses on products that support vaginal and menopausal health, including dryness and discomfort. When used for qualifying medical care, many of these products are eligible for purchase with HSA or FSA funds. |
| OhmBody offers products aimed at supporting women’s reproductive and hormonal health. Eligibility for HSA or FSA use depends on the specific product and how it is marketed for medical versus general wellness purposes. |
In Summary
Tampons are always HSA and FSA-eligible, which means you can use your healthcare funds to cover a recurring expense you already plan for every month. That eligibility applies broadly, without special diagnoses or extra paperwork, making period products one of the simplest ways to use your benefits.
Knowing how to pay matters just as much as knowing what qualifies. Paying directly with your HSA or FSA card keeps the process fast, while reimbursement remains a backup option when direct checkout isn’t available.
If you want to avoid the hassle altogether, the Flex Marketplace offers an easier path. It brings together hundreds of online stores that sell HSA/FSA-eligible tampons and menstrual care products, so you can browse confidently and check out using your benefits right away.
Using your HSA or FSA for tampons helps you stretch pre-tax dollars further and makes everyday healthcare spending feel more manageable. With the right information and the right place to shop, those funds become far easier to use before they go unused.
These women’s health stores featured in the Flex Marketplace sell other period-related products, like period underwear, pain relief, or even wearable devices.
Product | Description |
| Sundaze offers menstrual care products designed to support comfort and cycle-related needs during your period. When these products are purchased for menstrual or reproductive health purposes, they qualify for HSA and FSA spending under standard eligibility rules. |
| The Period Company sells period underwear and menstrual care essentials designed to manage menstrual flow. These products support menstrual health and qualify as eligible medical expenses when purchased with HSA or FSA funds. |
| The Good Patch offers wellness patches that are often used to support period-related symptoms such as cramps or discomfort. Certain products may qualify for HSA or FSA use when purchased specifically for menstrual or reproductive health support, depending on how they are categorized by the retailer. |
| Happy V focuses on vaginal and intimate health products designed to support balance and comfort. Many of their products qualify for HSA and FSA spending when used for vaginal health or related medical care rather than general wellness. |
| Momotaro Apotheca creates intimate care products intended to support vulvar and vaginal health. When purchased for medical or reproductive health purposes, these products may qualify for HSA or FSA use through eligible retailers. |
| Jovi offers wearable devices designed to help manage pain, including discomfort related to menstrual cycles. These products may qualify for HSA or FSA spending when used to support menstrual or cycle-related pain management. |
| Mixhers sells products designed to support hormonal and women’s health needs. Certain offerings may qualify for HSA or FSA use when they are purchased for eligible medical purposes and categorized correctly at checkout. |
| Kindra focuses on products that support vaginal and menopausal health, including dryness and discomfort. When used for qualifying medical care, many of these products are eligible for purchase with HSA or FSA funds. |
| OhmBody offers products aimed at supporting women’s reproductive and hormonal health. Eligibility for HSA or FSA use depends on the specific product and how it is marketed for medical versus general wellness purposes. |
In Summary
Tampons are always HSA and FSA-eligible, which means you can use your healthcare funds to cover a recurring expense you already plan for every month. That eligibility applies broadly, without special diagnoses or extra paperwork, making period products one of the simplest ways to use your benefits.
Knowing how to pay matters just as much as knowing what qualifies. Paying directly with your HSA or FSA card keeps the process fast, while reimbursement remains a backup option when direct checkout isn’t available.
If you want to avoid the hassle altogether, the Flex Marketplace offers an easier path. It brings together hundreds of online stores that sell HSA/FSA-eligible tampons and menstrual care products, so you can browse confidently and check out using your benefits right away.
Using your HSA or FSA for tampons helps you stretch pre-tax dollars further and makes everyday healthcare spending feel more manageable. With the right information and the right place to shop, those funds become far easier to use before they go unused.
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