HSA/FSA
55 HSA/FSA Shops Where You Can Use Your Accounts Online
Learn where you can spend your HSA/FSA money online, and explore a wide range of products you may not realize are HSA/FSA-eligible with most providers.
Published: December 10, 2025
Last edited: Dec 10, 2025

Teddy Butz
Director of Product & Partner Marketing


Overview
Overview
Overview
🚀 Fast Facts: Where To Use Your HSA/FSA Money Online
Many health-related products are eligible to be purchased using your HSA/FSA online
These products are available online at big box retailers and ecommerce sites
One of the easiest ways to shop for HSA/FSA-eligible products is to look for dedicated shops
If you’ve got an HSA or FSA, you know it’s a great way to save on health and wellness expenses. Many people know that you can use it at the dentist and doctor, but there are a lot of other places you can buy qualifying products — even online. We help you find out where to shop online using your HSA/FSA money by covering the following.
55 HSA & FSA shops where you can buy eligible items with your account online
How to shop for HSA/FSA-eligible items online and make sure they’re covered
We’ll also introduce you to a number of products you’d never know you can buy with your HSA/FSA money.
Places you can use an HSA/FSA money to make purchases
Here are some of the best places to find HSA/FSA-eligible items online.
Online at HSA & FSA shops
A great place to look for HSA/FSA eligible is online shops that deal exclusively in HSA/FSA-eligible products and services. These storefronts feature products eligible to be purchased with an HSA/FSA, whether they are always eligible or require a Letter of Medical Necessity (LMN).

Some of these shops will even let you pay easily and conveniently using an HSA/FSA card on eligible items. Look for labels and indicators that the products are HSA/FSA eligible, or that you can pay with your account directly at checkout.
Psst — our Flex Shop lets you do just that! We feature a variety of brands, from at-home anti-aging technology like CurrentBody to sleek, portable medicine cases like they have at Ikigai Cases.
Doctors’ offices, pharmacies, and healthcare providers
Many doctors’ offices, pharmacies, and healthcare providers will let you make purchases with your HSA/FSA funds. Some will let you pay directly with your HSA/FSA card while others will require you to pay out-of-pocket and claim reimbursement after.
Big box retailers
Many big box retailers sell HSA/FSA eligible products, and sometimes they make it easy for customers to shop for those products with storefronts and filters that you browse exclusively for HSA/FSA-eligible products. For example, Walmart has a fully dedicated online shop so you can shop their selection of HSA/FSA-eligible products. Costco has dedicated departments like their vision center, pharmacy, and hearing aid departments, which make it easier to find and purchase HSA/FSA-eligible products.
At participating wellness service locations
Many wellness services like massage therapists, chiropractors, gym and fitness locations, and medical specialists, will accept HSA/FSA payments. While you can often pay over-the-counter or by making a claim for reimbursement, you can sometimes pay online when you book your appointment.
55 HSA & FSA shops where you can buy eligible items with your account online
To help you find products you can purchase with your HSA/FSA, we’ve compiled a list of brands that sell HSA/FSA-eligible products and services. Choose one of these, or check out over 200+ options in our Flex Shop.
Fitness equipment & exercise
Online Store | Description |
![]() | Get three pieces of equipment rolled into one with these adjustable dumbbells for your home gym setup. |
![]() | Achieve a balanced body with high-quality at-home equipment like reformers, pilates chairs, and alignment products. |
![]() | Their full-body scan does more than just give you a body weight, it gives you other critical details that help you track and manage your health. |
![]() | Get a high-quality reformer so you can transform your home into a Pilates studio experience, offering a full-body workout that enhances flexibility and strength. |
![]() | Tempo puts a virtual trainer in the palm of your hand, giving you full-time access to at-home training programs and healthy habit-building tools. |
Supplements, vitamins, and nutrition
Product | Description |
![]() | Manage weight loss, minimize bloating, and boost energy levels with an all-in-one nutritional shake that contains essential vitamins, minerals, and other natural ingredients. |
![]() | An all-natural nutrition company, Neeshi provides superfood-based products that are designed to support hormonal balance and easy menstrual/menopause symptoms. |
![]() | Get access to affordable over-the-counter medications easily and affordably online from a trusted, reliable source. |
![]() | GutPersonal institutes a comprehensive testing process to identify common problems and develop a personalized medicine program. |
![]() | Their formula is essentially an IV bag in a bottle, providing convenient and immediate access to one of the most effective rehydration products. |
Sleep wellness & sleep tech
Product | Description |
![]() | Ozlo’s Sleepbuds mask disturbances throughout the night with soothing sounds that help you avoid interruptions while you sleep. |
![]() | Keep your bed’s temperature perfectly in balance with sleepme’s Chilipad temperature-controlled sleep system. |
![]() | Their 100% Ultimate Blackout Shades are custom-built to fit your windows, so they fully block out sunlight — letting you get a good night’s rest! |
![]() | Optimize every sleep with pillows and sleeps designed for how we actually sleep, offering better chiropractic care and comfort. |
![]() | Get a great night's sleep with BedJet’s climate controlled system, managing temperature on both sides of the bed. |
Home wellness products and furniture
Product | Description |
![]() | Improve indoor air quality for a cleaner, healthier living space with Levoit’s air purifiers, humidifiers, and other wellness devices. |
![]() | Minimize indoor air pollution with Medify Air’s at-home air purifiers, built to capture 99.9% of particles and improve air quality. |
![]() | Get the best in at-home office furniture with Branch’s ergonomically designed office chairs, built to support your back. |
![]() | Backed with 25 years of rigorous research & development, Molekule’s air purifiers use PECO technology to not only capture, but break down, pollutants in the air. |
![]() | Their infrared saunas promote health and wellness, offering therapeutic benefits like relaxation, improved circulation, and detoxification. |
Skincare & dermatology
Product | Description |
![]() | Get professional-level beauty results with products you can use from the comfort of your own home. |
![]() | Founded in Japan in 1982, they provide a wide range of women’s skincare, beauty, and wellness products. |
![]() | Innovative microcurrent and red light technology helps reduce eye fatigue and minimize signs of aging. |
![]() | A natural alternative to sun prevention, protecting against UVA and UVB rays. |
![]() | Built to meet the standards of tattoo parlours, Saniderm lets you bring home high-quality, medical-grade sanitary products for wound and skin care. |
Clothing & footwear
Product | Description |
![]() | Reduce inflammation, swelling, and increased blood flow with copper-infused, lab-tested compression wear. |
![]() | Get insoles and sandals that are designed uniquely to the contours of your feet, maximizing comfort and performance for those with an active lifestyle. |
![]() | Significantly improve back health, body alignment, and posture with Forme’s posture correcting bras, core tees, and activewear products. |
![]() | Gently hug your spine with Jelliebend’s sensory-friendly supportwear built to ease pain and stabilize your spine. |
![]() | Ribcap’s protective headgear is designed to provide medical protection that fits fashion-trends and looks great! |
Mom, parenting, & baby
Product | Description |
![]() | Get a baby body wash made for your kid’s sensitive skin, built to hydrate, clean, and sooth their skin without causing irritation. |
![]() | This professional breast milk freeze-dry service is revolutionizing how mothers store and feed, providing a 3-year shelf life on what’s frozen. |
![]() | Their collection of maternity clothing is designed with both function and comfort in mind, helping you get through every stage with your baby. |
![]() | Get OB-Gyn designed products that help you recover and manage post-partum. |
![]() | Get a full night's rest with Cradlewise’s smart cribs, designed with built-in monitors that detect signs of an early wakeup, automatically soothing your baby back to sleep. |
Health apps and home healthcare testing
Product | Description |
![]() | Their ShapeUp Body & Mind program helps participants lose weight, balance their metabolic health, reduce chronic pain, and increase focus. |
![]() | Get tailored, personalized health recommendations unique to your DNA that help you improve your diet and lifestyle. |
![]() | Lumen is the first portable device for measuring, tracking, and analyzing our metabolism, helping you make smarter decisions about your health. |
![]() | Take control of your personal healthcare management with at-home testing kits for the flu, COVID, blood pressure, blood oxygen, and more. |
![]() | Access personalized fitness programs with coaches that are aligned with your personal health goals. |
Wearable products & biosensors
Product | Description |
![]() | Originally designed to manage menopause symptoms, Embr Labs’ wearable device also helps with night sweats and overall temperature control. |
![]() | Optimize performance with a device that tracks fluid and electrolyte losses so you can replenish at the ideal time during your workout. |
![]() | This discreet, comfortable smart ring monitors your health, providing insights on heart rate, sleep apnea, and overall activity. |
![]() | Their Strap 2 band turns an Apple Watch into an advanced health tracking device, providing metrics on water balance, body fat, and more. |
![]() | This smart ring tracks your health, providing personalized insights that help you live a healthy, balanced lifestyle. |
Eye health
Product | Description |
![]() | Improve performance on the court and golf course with athletic prescription eyewear, and protect your vision. |
![]() | Pair Eyewear is sick of forcing people to wear the same pair of glasses day in and day out, instead offering switchable topper frames so you can change your style. |
![]() | Blend fashion and function with Vicci’s collection of prescription eyewear, including glasses and sunglasses. |
![]() | A marketplace for the industry’s leading contact lens brands, making it easy for people to get (and restock) their contact lens supply. |
![]() | Therapeutic eye care products, including compression headbands and topical creams, provide daily relief from chronic dry eye symptoms. |
Women’s health
Product | Description |
![]() | Navigate every stage of womanhood with their all-natural, science-backed supplements for hormonal health and wellness. |
![]() | Viv specializes in eco-friendly menstrual care products that reduce the impact on the environment and improve comfort. |
![]() | Identify the ideal fertility window and effectively track your menstrual cycles with this wearable fertility tracker. |
![]() | Get drug-free relief from the pain of menstrual cramps with a reusable patch that’s flexible, paper-thin, durable, and waterproof. |
![]() | They’ve set out to make the most absorbent, comfortable, sustainable menstrual underwear, helping women improve their menstrual wellness. |
How to shop for HSA/FSA-eligible items online and make sure they’re covered
It’s really quite simple, you just need to shop for eligible products. The challenge is narrowing your search down so you’re shopping for HSA/FSA eligible products that you’ll be able to expense. Here’s how you should go about it.
1. Search for products you want to buy online

First, you’ll need to look for the products you’re interested in. This will mean browsing big box retailers, pharmacies, and ecommerce retailers online. Even better, you can go to a shop that exclusively sells HSA/FSA-eligible products and services. This way, you know what you’re looking for will likely be eligible to be expensed.
2. Check for an HSA/FSA payment option at checkout

If the provider lets you pay with an HSA/FSA card, you’ll be able to choose that as an option at checkout—that’s all there is to it! Just pay how you normally would with a debit card. If required, you may have to do a brief online medical consultation as part of this process, but it depends on the product or service you're buying.
3. Check the item you want is covered by your provider
If you aren’t able to verify whether the product is eligible directly at checkout, you’ll want to check its eligibility with your HSA/FSA provider. Make sure it’s a qualifying medical expense under HSA/FSA rules, and that your provider considers it eligible.
While you can shop from online ecommerce websites and those of big box retailers, it’s often hard to find qualified items. One of the best places to shop for HSA/FSA-eligible products and services is a dedicated storefront for eligible items. This way, you know you’re looking at items that could be expensed through your HSA or FSA.
Our Flex Shop is a great place to look for HSA/FSA eligible items! We have a range of health and wellness products and services that are designed to help you manage chronic conditions and help you manage your overall wellness. Check it out!
🚀 Fast Facts: Where To Use Your HSA/FSA Money Online
Many health-related products are eligible to be purchased using your HSA/FSA online
These products are available online at big box retailers and ecommerce sites
One of the easiest ways to shop for HSA/FSA-eligible products is to look for dedicated shops
If you’ve got an HSA or FSA, you know it’s a great way to save on health and wellness expenses. Many people know that you can use it at the dentist and doctor, but there are a lot of other places you can buy qualifying products — even online. We help you find out where to shop online using your HSA/FSA money by covering the following.
55 HSA & FSA shops where you can buy eligible items with your account online
How to shop for HSA/FSA-eligible items online and make sure they’re covered
We’ll also introduce you to a number of products you’d never know you can buy with your HSA/FSA money.
Places you can use an HSA/FSA money to make purchases
Here are some of the best places to find HSA/FSA-eligible items online.
Online at HSA & FSA shops
A great place to look for HSA/FSA eligible is online shops that deal exclusively in HSA/FSA-eligible products and services. These storefronts feature products eligible to be purchased with an HSA/FSA, whether they are always eligible or require a Letter of Medical Necessity (LMN).

Some of these shops will even let you pay easily and conveniently using an HSA/FSA card on eligible items. Look for labels and indicators that the products are HSA/FSA eligible, or that you can pay with your account directly at checkout.
Psst — our Flex Shop lets you do just that! We feature a variety of brands, from at-home anti-aging technology like CurrentBody to sleek, portable medicine cases like they have at Ikigai Cases.
Doctors’ offices, pharmacies, and healthcare providers
Many doctors’ offices, pharmacies, and healthcare providers will let you make purchases with your HSA/FSA funds. Some will let you pay directly with your HSA/FSA card while others will require you to pay out-of-pocket and claim reimbursement after.
Big box retailers
Many big box retailers sell HSA/FSA eligible products, and sometimes they make it easy for customers to shop for those products with storefronts and filters that you browse exclusively for HSA/FSA-eligible products. For example, Walmart has a fully dedicated online shop so you can shop their selection of HSA/FSA-eligible products. Costco has dedicated departments like their vision center, pharmacy, and hearing aid departments, which make it easier to find and purchase HSA/FSA-eligible products.
At participating wellness service locations
Many wellness services like massage therapists, chiropractors, gym and fitness locations, and medical specialists, will accept HSA/FSA payments. While you can often pay over-the-counter or by making a claim for reimbursement, you can sometimes pay online when you book your appointment.
55 HSA & FSA shops where you can buy eligible items with your account online
To help you find products you can purchase with your HSA/FSA, we’ve compiled a list of brands that sell HSA/FSA-eligible products and services. Choose one of these, or check out over 200+ options in our Flex Shop.
Fitness equipment & exercise
Online Store | Description |
![]() | Get three pieces of equipment rolled into one with these adjustable dumbbells for your home gym setup. |
![]() | Achieve a balanced body with high-quality at-home equipment like reformers, pilates chairs, and alignment products. |
![]() | Their full-body scan does more than just give you a body weight, it gives you other critical details that help you track and manage your health. |
![]() | Get a high-quality reformer so you can transform your home into a Pilates studio experience, offering a full-body workout that enhances flexibility and strength. |
![]() | Tempo puts a virtual trainer in the palm of your hand, giving you full-time access to at-home training programs and healthy habit-building tools. |
Supplements, vitamins, and nutrition
Product | Description |
![]() | Manage weight loss, minimize bloating, and boost energy levels with an all-in-one nutritional shake that contains essential vitamins, minerals, and other natural ingredients. |
![]() | An all-natural nutrition company, Neeshi provides superfood-based products that are designed to support hormonal balance and easy menstrual/menopause symptoms. |
![]() | Get access to affordable over-the-counter medications easily and affordably online from a trusted, reliable source. |
![]() | GutPersonal institutes a comprehensive testing process to identify common problems and develop a personalized medicine program. |
![]() | Their formula is essentially an IV bag in a bottle, providing convenient and immediate access to one of the most effective rehydration products. |
Sleep wellness & sleep tech
Product | Description |
![]() | Ozlo’s Sleepbuds mask disturbances throughout the night with soothing sounds that help you avoid interruptions while you sleep. |
![]() | Keep your bed’s temperature perfectly in balance with sleepme’s Chilipad temperature-controlled sleep system. |
![]() | Their 100% Ultimate Blackout Shades are custom-built to fit your windows, so they fully block out sunlight — letting you get a good night’s rest! |
![]() | Optimize every sleep with pillows and sleeps designed for how we actually sleep, offering better chiropractic care and comfort. |
![]() | Get a great night's sleep with BedJet’s climate controlled system, managing temperature on both sides of the bed. |
Home wellness products and furniture
Product | Description |
![]() | Improve indoor air quality for a cleaner, healthier living space with Levoit’s air purifiers, humidifiers, and other wellness devices. |
![]() | Minimize indoor air pollution with Medify Air’s at-home air purifiers, built to capture 99.9% of particles and improve air quality. |
![]() | Get the best in at-home office furniture with Branch’s ergonomically designed office chairs, built to support your back. |
![]() | Backed with 25 years of rigorous research & development, Molekule’s air purifiers use PECO technology to not only capture, but break down, pollutants in the air. |
![]() | Their infrared saunas promote health and wellness, offering therapeutic benefits like relaxation, improved circulation, and detoxification. |
Skincare & dermatology
Product | Description |
![]() | Get professional-level beauty results with products you can use from the comfort of your own home. |
![]() | Founded in Japan in 1982, they provide a wide range of women’s skincare, beauty, and wellness products. |
![]() | Innovative microcurrent and red light technology helps reduce eye fatigue and minimize signs of aging. |
![]() | A natural alternative to sun prevention, protecting against UVA and UVB rays. |
![]() | Built to meet the standards of tattoo parlours, Saniderm lets you bring home high-quality, medical-grade sanitary products for wound and skin care. |
Clothing & footwear
Product | Description |
![]() | Reduce inflammation, swelling, and increased blood flow with copper-infused, lab-tested compression wear. |
![]() | Get insoles and sandals that are designed uniquely to the contours of your feet, maximizing comfort and performance for those with an active lifestyle. |
![]() | Significantly improve back health, body alignment, and posture with Forme’s posture correcting bras, core tees, and activewear products. |
![]() | Gently hug your spine with Jelliebend’s sensory-friendly supportwear built to ease pain and stabilize your spine. |
![]() | Ribcap’s protective headgear is designed to provide medical protection that fits fashion-trends and looks great! |
Mom, parenting, & baby
Product | Description |
![]() | Get a baby body wash made for your kid’s sensitive skin, built to hydrate, clean, and sooth their skin without causing irritation. |
![]() | This professional breast milk freeze-dry service is revolutionizing how mothers store and feed, providing a 3-year shelf life on what’s frozen. |
![]() | Their collection of maternity clothing is designed with both function and comfort in mind, helping you get through every stage with your baby. |
![]() | Get OB-Gyn designed products that help you recover and manage post-partum. |
![]() | Get a full night's rest with Cradlewise’s smart cribs, designed with built-in monitors that detect signs of an early wakeup, automatically soothing your baby back to sleep. |
Health apps and home healthcare testing
Product | Description |
![]() | Their ShapeUp Body & Mind program helps participants lose weight, balance their metabolic health, reduce chronic pain, and increase focus. |
![]() | Get tailored, personalized health recommendations unique to your DNA that help you improve your diet and lifestyle. |
![]() | Lumen is the first portable device for measuring, tracking, and analyzing our metabolism, helping you make smarter decisions about your health. |
![]() | Take control of your personal healthcare management with at-home testing kits for the flu, COVID, blood pressure, blood oxygen, and more. |
![]() | Access personalized fitness programs with coaches that are aligned with your personal health goals. |
Wearable products & biosensors
Product | Description |
![]() | Originally designed to manage menopause symptoms, Embr Labs’ wearable device also helps with night sweats and overall temperature control. |
![]() | Optimize performance with a device that tracks fluid and electrolyte losses so you can replenish at the ideal time during your workout. |
![]() | This discreet, comfortable smart ring monitors your health, providing insights on heart rate, sleep apnea, and overall activity. |
![]() | Their Strap 2 band turns an Apple Watch into an advanced health tracking device, providing metrics on water balance, body fat, and more. |
![]() | This smart ring tracks your health, providing personalized insights that help you live a healthy, balanced lifestyle. |
Eye health
Product | Description |
![]() | Improve performance on the court and golf course with athletic prescription eyewear, and protect your vision. |
![]() | Pair Eyewear is sick of forcing people to wear the same pair of glasses day in and day out, instead offering switchable topper frames so you can change your style. |
![]() | Blend fashion and function with Vicci’s collection of prescription eyewear, including glasses and sunglasses. |
![]() | A marketplace for the industry’s leading contact lens brands, making it easy for people to get (and restock) their contact lens supply. |
![]() | Therapeutic eye care products, including compression headbands and topical creams, provide daily relief from chronic dry eye symptoms. |
Women’s health
Product | Description |
![]() | Navigate every stage of womanhood with their all-natural, science-backed supplements for hormonal health and wellness. |
![]() | Viv specializes in eco-friendly menstrual care products that reduce the impact on the environment and improve comfort. |
![]() | Identify the ideal fertility window and effectively track your menstrual cycles with this wearable fertility tracker. |
![]() | Get drug-free relief from the pain of menstrual cramps with a reusable patch that’s flexible, paper-thin, durable, and waterproof. |
![]() | They’ve set out to make the most absorbent, comfortable, sustainable menstrual underwear, helping women improve their menstrual wellness. |
How to shop for HSA/FSA-eligible items online and make sure they’re covered
It’s really quite simple, you just need to shop for eligible products. The challenge is narrowing your search down so you’re shopping for HSA/FSA eligible products that you’ll be able to expense. Here’s how you should go about it.
1. Search for products you want to buy online

First, you’ll need to look for the products you’re interested in. This will mean browsing big box retailers, pharmacies, and ecommerce retailers online. Even better, you can go to a shop that exclusively sells HSA/FSA-eligible products and services. This way, you know what you’re looking for will likely be eligible to be expensed.
2. Check for an HSA/FSA payment option at checkout

If the provider lets you pay with an HSA/FSA card, you’ll be able to choose that as an option at checkout—that’s all there is to it! Just pay how you normally would with a debit card. If required, you may have to do a brief online medical consultation as part of this process, but it depends on the product or service you're buying.
3. Check the item you want is covered by your provider
If you aren’t able to verify whether the product is eligible directly at checkout, you’ll want to check its eligibility with your HSA/FSA provider. Make sure it’s a qualifying medical expense under HSA/FSA rules, and that your provider considers it eligible.
While you can shop from online ecommerce websites and those of big box retailers, it’s often hard to find qualified items. One of the best places to shop for HSA/FSA-eligible products and services is a dedicated storefront for eligible items. This way, you know you’re looking at items that could be expensed through your HSA or FSA.
Our Flex Shop is a great place to look for HSA/FSA eligible items! We have a range of health and wellness products and services that are designed to help you manage chronic conditions and help you manage your overall wellness. Check it out!
Flex is the easiest way for direct to consumer brands and retailers to accept HSA/FSA for their products. From fitness and nutrition, to sleep and mental health, Flex takes a holistic view of healthcare and enables consumers to use their pre-tax money to do the same.
5 HSA/FSA online shopping FAQs
What is an HSA/FSA-eligible shop?
An HSA/FSA-eligible shop is a retailer that sells products and services that are eligible to be purchased using a Health Savings Account (HSA) or Flexible Spending Account (FSA).
What is an HSA/FSA-eligible shop?
An HSA/FSA-eligible shop is a retailer that sells products and services that are eligible to be purchased using a Health Savings Account (HSA) or Flexible Spending Account (FSA).
What is an HSA/FSA-eligible shop?
An HSA/FSA-eligible shop is a retailer that sells products and services that are eligible to be purchased using a Health Savings Account (HSA) or Flexible Spending Account (FSA).
When do HSA/FSA funds expire?
Your HSA funds don’t expire, and continue to roll over each year. Your FSA funds expire each year, on the date that your benefits plan ends each year. Typically, this is the end of the calendar year — December 31st.
When do HSA/FSA funds expire?
Your HSA funds don’t expire, and continue to roll over each year. Your FSA funds expire each year, on the date that your benefits plan ends each year. Typically, this is the end of the calendar year — December 31st.
When do HSA/FSA funds expire?
Your HSA funds don’t expire, and continue to roll over each year. Your FSA funds expire each year, on the date that your benefits plan ends each year. Typically, this is the end of the calendar year — December 31st.
What kind of payment methods can I use at HSA/FSA shops?
Really, you can use whatever payment methods the shop provides you, the same way you complete any other checkout.
Often, these retailers have many of the same payment options that other online retailers have, like debit card, credit card, and online payment providers like PayPal.
But some online retailers — and many HSA/FSA shops — accept HSA/FSA cards as a form of payment on eligible products and services. For a full breakdown on how this works, review our guide on where you can use an HSA/FSA card to make purchases online.
What kind of payment methods can I use at HSA/FSA shops?
Really, you can use whatever payment methods the shop provides you, the same way you complete any other checkout.
Often, these retailers have many of the same payment options that other online retailers have, like debit card, credit card, and online payment providers like PayPal.
But some online retailers — and many HSA/FSA shops — accept HSA/FSA cards as a form of payment on eligible products and services. For a full breakdown on how this works, review our guide on where you can use an HSA/FSA card to make purchases online.
What kind of payment methods can I use at HSA/FSA shops?
Really, you can use whatever payment methods the shop provides you, the same way you complete any other checkout.
Often, these retailers have many of the same payment options that other online retailers have, like debit card, credit card, and online payment providers like PayPal.
But some online retailers — and many HSA/FSA shops — accept HSA/FSA cards as a form of payment on eligible products and services. For a full breakdown on how this works, review our guide on where you can use an HSA/FSA card to make purchases online.
What if I want to split my purchase with another payment method?
Easy if you’re using a Flex-powered brand! Simply look for a split payment option at checkout. You’ll be able to charge what you want to your HSA/FSA card, and then charge the rest to the next payment method.
This way, you can apply what you want to your HSA or FSA, and then pay with the rest with another payment method.
What if I want to split my purchase with another payment method?
Easy if you’re using a Flex-powered brand! Simply look for a split payment option at checkout. You’ll be able to charge what you want to your HSA/FSA card, and then charge the rest to the next payment method.
This way, you can apply what you want to your HSA or FSA, and then pay with the rest with another payment method.
What if I want to split my purchase with another payment method?
Easy if you’re using a Flex-powered brand! Simply look for a split payment option at checkout. You’ll be able to charge what you want to your HSA/FSA card, and then charge the rest to the next payment method.
This way, you can apply what you want to your HSA or FSA, and then pay with the rest with another payment method.
Do I need a Letter of Medical Necessity to pay at HSA/FSA shops?
Not necessarily. Whether you need a Letter of Medical Necessity depends on what you’re buying. Some products will be eligible for purchase without an LMN, while others may require an LMN to qualify them as a medical expense with your HSA/FSA provider.
If you do need an LMN, you’ll need to do a quick medical consultation online. Many Flex Shops allow you to do this right at checkout, so you don’t have to wait.
Do I need a Letter of Medical Necessity to pay at HSA/FSA shops?
Not necessarily. Whether you need a Letter of Medical Necessity depends on what you’re buying. Some products will be eligible for purchase without an LMN, while others may require an LMN to qualify them as a medical expense with your HSA/FSA provider.
If you do need an LMN, you’ll need to do a quick medical consultation online. Many Flex Shops allow you to do this right at checkout, so you don’t have to wait.
Do I need a Letter of Medical Necessity to pay at HSA/FSA shops?
Not necessarily. Whether you need a Letter of Medical Necessity depends on what you’re buying. Some products will be eligible for purchase without an LMN, while others may require an LMN to qualify them as a medical expense with your HSA/FSA provider.
If you do need an LMN, you’ll need to do a quick medical consultation online. Many Flex Shops allow you to do this right at checkout, so you don’t have to wait.






















































