HSA/FSA
55 Online Shops Where You Can Use Your HSA/FSA Card
We’ll show you over 50+ online stores where you can use your HSA/FSA card to make purchases on qualifying medical expenses, and how to do it at checkout.
Published: December 9, 2025
Last edited: Dec 9, 2025
Teddy Butz
Director of Product & Partner Marketing
Overview
Overview
Overview
🚀 Fast Facts: Using your HSA/FSA card online
You can use your HSA/FSA card online at any retailer that will accept it as payment
Many ecommerce websites and big box retailers accept payments using an HSA/FSA card
Shopping directly from an HSA/FSA storefront is the best way to find eligible products
If you’ve got an HSA/FSA, you’ll want to make the most of the funds by making qualified expenses. While many people know they can use these cards over-the-counter at their doctor’s office, they don’t know they’re able to buy a wide array of health-related products online too.
In this article, we’ll help you learn exactly where you can use your HSA/FSA card to buy qualifying medical products by covering the following.
First, we’ll cover the four main places to look for products you can buy online with your HSA/FSA card.
Places you can use an HSA/FSA card to make purchases
Your HSA/FSA card works almost the exact same way as a debit card does, but instead of drawing from your bank account, it draws from your HSA/FSA funds. This gives you the flexibility to make purchases wherever retailers support HSA/FSA cards as a payment option.
Here are a few of the main places where you can find products and services that are qualified medical expenses:
Online, from HSA/FSA-eligible stores
Some online retailers have storefronts that let you search exclusively for HSA/FSA-eligible products. They will usually indicate that something is FSA/HSA-eligible in the product description, allow you to filter your search for qualifying products, or provide an entirely dedicated storefront.
Our Flex Shop connects you with a variety of health and wellness products that qualify for online purchase through your HSA/FSA, like CAROL Bike’s at-home cycling equipment, CurrentBody’s red-light technology, and Ozlo Sleeps Sleepbuds.
Doctors’ offices, pharmacies, and healthcare providers
Your local pharmacy, doctor’s office, or healthcare clinic may accept HSA/FSA cards. This is most frequently done in person at the checkout, but if they have a website, you’ll be able to simply pay with your HSA/FSA card online by choosing it as your payment option at checkout.
Big box retailers
It’s not extremely common for most retailers, but some larger, big box retailers accept HSA/FSA cards as a form of payment. Some, like Walmart, even have dedicated HSA/FSA-eligible storefronts where they exclusively list items that can be purchased using an HSA/FSA.
At participating wellness service locations
Wellness services like massage therapy, chiropractic, gyms and fitness locations, and other medical specialists will sometimes accept HSA/FSA cards as a payment option. If they accept a service like Flex, you’ll be able to choose this payment option when you book your appointment.
55 shops where you can use an HSA/FSA card online
We’ve compiled a list of some of the best brands in our Flex Shop that have HSA/FSA eligible products. Even better — all of these products can be purchased using your HSA/FSA card! Some of these products may require a Letter of Medical Necessity (LMN) to be eligible, but these checkouts are set up to offer you one at checkout if you need it!
Fitness equipment & exercise
Online Store | Description |
 | Stay in touch with your health with their wearable health tracker and full-body scan pod, helping you track weight and manage overall health. |
 | Recreate a studio Pilates experience in your home with YourReformer’s high-quality reformer machines, designed for a range of fitness levels. |
 | Tempo is a virtual trainer you keep in your pocket, providing you mobile access to at-home training programs, habit-building aids, and other fitness support. |
 | Get an interactive personal training platform that integrates seamlessly with your at-home exercise equipment, led by top-notch trainers. |
 | These adjustable dumbbells can be used for EZ curls or converted to a straight bar for presses or curls and a kettlebell for lifting. |
Supplements, vitamins, and nutrition
Product | Description |
 | A leading source for over-the-counter medications at wholesale prices, ranging from allergy relief to pain management. |
 | An all-in-one nutritional shake that’s designed to support weight loss and boost energy, packed with vitamins, minerals, and natural ingredients. |
 | These daily bites are a blend of five potent seaweed species, containing essential nutrients that support thyroid, hormone, and gut health. |
 | AMMD is a physician-formulated solution, designed by Amy Meyers, MD, to help people take control of their autoimmune and gut health issues. |
 | An advocate for using natural remedies, they develop formulations that are simple, high-quality blends that boost your bodily health. |
Sleep wellness & sleep tech
Product | Description |
 | BedJet’s climate control systems let you easily manage the temperature of your bed, customizing either side so you can each get the comfort you want. |
 | Reduce your stress and sleep soundly with Pulsetto, a vagus nerve stimulator that biohacks your parasympathetic nervous system. |
 | Reduce snoring so you can get a deep, restorative sleep every night with these comfortable mouth tape and nose strip products. |
 | Maintain the ideal temperature throughout the night with their temperature-regulating bedding products, allowing you to achieve the ideal temperature while sleeping. |
 | Fully blockout light with UBlockout’s window shades, custom-made to fit your space, helping you get a deeper, better sleep. |
Home wellness products and furniture
Product | Description |
 | Get certified ergonomic home office furniture at wholesale, discount prices, built to provide superior support for your back. |
 | Eliminate in-home air pollution with Medify Air’s indoor air purifier, built to capture 99.9% of particles using HIPA filters. |
 | Their patented LeanRite standing desk chair is ergonomically designed to prevent musculoskeletal disorders and minimize injuries. |
 | Efficiently remove at-home pollutants with Airdog USA’s air purifiers, powered by TPA technology to help provide an optimal living environment. |
 | Improve relaxation, blood circulation, pain relief, and skin health with an at-home sauna from Best Life Sauna. |
Skincare & dermatology
Product | Description |
 | Reimagine everyday sun protection with a natural option that’s built to last the outdoors. |
 | Take full control of your beauty routine with wellness products that give you professional level results, all from the comfort of your home. |
 | Offering a collection of dermatologist-developed devices allows you to get professional-grade treatment at home. |
 | Reduce eye fatigue and signs of aging with AMRIORE’s microcurrent and red light technologies. |
 | Maintain personal hygiene anywhere with Popmask’s self-heating masks and biodegradable moisturizing wipes. |
Clothing & footwear
Product | Description |
 | An activewear brand that specializes in posture correcting bras and core tees, designed by an orthopedic surgeon to improve back health and body alignment. |
 | Protect yourself and your loved ones with the first fashion-forward medical helmet brand, designing protective headgear that looks great. |
 | Improve spinal health and get pain relief with non-restrictive supportwear that offers sensor-friendly compression. |
 | Their copper-infused, lab-tested compression wear promotes natural pain relief and recovery, improving stability and support. |
 | Optimize comfort and performance with personalized footwear that’s customized to the unique contours of your feet. |
Mom, parenting, & baby
Product | Description |
 | Make maternity, postpartum, breastfeeding, and your entire motherhood journey easier with their maternity bras and clothing. |
 | Cradlewise's smart cribs have built-in monitors that detect early wakeup signs, automatically soothing the baby back to sleep so they (and you) get more sleep. |
 | FDA-registered and GMP-certified, Milkify is a professional breast milk freeze-drying service that gives breastmilk a 3-year shelf life. |
 | Access research-based, on-demand core and pelvic floor exercise programs that you can easily work into your busy schedule. |
 | This body wash soothes, hydrates, and cleans your baby’s sensitive skin without causing irritation or stripping moisture away. |
Health apps and home healthcare testing
Product | Description |
 | The first portable metabolic tracker, Lumen lets you measure and analyze your metabolism so you can make informed nutrition decisions. |
 | Get personal health recommendations tailored to your DNA, helping you maximize wellness, performance, and overall longevity. |
 | Manage your weight loss journey, balance metabolic health, and reduce chronic stress with AND/life’s curated programs. |
 | Test over 500 unique blood biomarkers with Iollo’s at home metabolic testing device, helping you optimize your overall nutrition and athletic performance. |
 | Measure 8 key wellness markers and get a wellness score with these easy-to-use at home wellness tests. |
Wearable products & biosensors
Product | Description |
 | Their smart ring provides comprehensive health monitoring capabilities, including heart rate tracking, sleep apnea detection, and activity analysis. |
 | Manage your temperature with a single touch with Embr Labs’ wearable tech, providing relief from hot flashes, night sweats, chills, and more. |
 | The straps supercharge an Apple Watch, unlocking advanced health metrics, including water balance, body fat, and personalized fitness recommendations. |
 | This acoustical frequency device helps promote consistent health and mitigates the risk of chronic diseases and conditions. |
 | Track fluid and electrolyte losses during your workouts and high intense activities, and get real-time notifications about when to replenish fluids. |
Eye health
Product | Description |
 | Eyewear should be flexible — Pair Eyewear solves this with customizable glasses that have topper frames that can be swapped out for different styles. |
 | Eyewear that’s designed to handle the sun, blue-light, and fog, Stoggles are built to protect your eyes in any condition. |
 | Athletic prescription eyewear that’s designed to optimize performance on the golf course and the tennis court. |
 | Providing unisex eyewear products that feature 100% UV protection, multi-barrel hinges, and double -injection cores, offering the best in durability and comfort. |
 | Get daily relief from chronic dry eye, styes, and inflammation with Blinkjoy’s therapeutic eye care products. |
Women’s health
Product | Description |
 | A flexible, reusable patch designed to reduce the pain from menstrual cramps. It’s paper-thin, durable, waterproof, and entirely drug-free. |
 | Choose from a selection of all-natural supplements that are made to balance hormones and boost over wellness, addressing various stages of womanhood. |
 | Get more sleep throughout the night with instant cooling relief that helps you stay asleep through hot flashes. |
 | They’re dedicated to not just providing high-quality, eco-friendly period products, but also pioneers in sustainability and women’s health. |
 | Manage your period seamlessly with these rechargeable, machine-washable, and portable heard shorts. |
How to pay for online shopping with your HSA/FSA card
Buying products online with your HSA/FSA card is simple and convenient. It works like a debit or credit card, except it pulls funds directly from your HSA or FSA account. Here’s how you can make a purchase using your HSA/FSA card online:
1. Browse for the products you want while shopping online
First, you’ll need to find the items you’re interested in. You can do this by browsing retail and ecommerce websites, but in many cases, you won’t necessarily know if you can pay with your HSA/FSA card until you get to checkout. Alternatively, you can check out our Flex Shop, where you can shop for products that you already know are eligible to be purchased with your card.
2. Look for “Flex - Pay with HSA/FSA” during checkout
Once you’ve added the items you want to your cart and you’re ready to checkout, select Flex as the payment method. You’ll typically see this in the same place you see other payment methods, like PayPal.
3. Complete an online consultation (if an LMN is necessary)
If a Letter of Medical Necessity (LMN) is required for the item or service you’re purchasing, you’ll need to complete a short online consultation. You’ll simply answer questions via an online chat, and will get notified whether you qualify, and can proceed to payment.
4. Finish checkout as usual with your HSA/FSA card
Complete the checkout process as you normally would any payment method, using the details on your HSA/FSA card. The funds will be taken directly from your spending account, so you don’t need to claim a reimbursement. If you’re paying with Flex, you can even split the purchase, and pay with your HSA/FSA card and another payment method.
There are many places you can use your HSA/FSA card online, including ecommerce sites, online pharmacies, big box retailers, clinics, and more, but the challenge is finding products that are HSA/FSA-eligible, and places you can actually use your HSA/FSA card online.
The best way to find HSA/FSA eligible items for purchase online is to go to a trusted HSA/FSA store. There, you’ll exclusively see eligible items that you can buy with your HSA/FSA card right at checkout. Check out our Flex Shop to see where you can spend your unused HSA/FSA funds.
🚀 Fast Facts: Using your HSA/FSA card online
You can use your HSA/FSA card online at any retailer that will accept it as payment
Many ecommerce websites and big box retailers accept payments using an HSA/FSA card
Shopping directly from an HSA/FSA storefront is the best way to find eligible products
If you’ve got an HSA/FSA, you’ll want to make the most of the funds by making qualified expenses. While many people know they can use these cards over-the-counter at their doctor’s office, they don’t know they’re able to buy a wide array of health-related products online too.
In this article, we’ll help you learn exactly where you can use your HSA/FSA card to buy qualifying medical products by covering the following.
First, we’ll cover the four main places to look for products you can buy online with your HSA/FSA card.
Places you can use an HSA/FSA card to make purchases
Your HSA/FSA card works almost the exact same way as a debit card does, but instead of drawing from your bank account, it draws from your HSA/FSA funds. This gives you the flexibility to make purchases wherever retailers support HSA/FSA cards as a payment option.
Here are a few of the main places where you can find products and services that are qualified medical expenses:
Online, from HSA/FSA-eligible stores
Some online retailers have storefronts that let you search exclusively for HSA/FSA-eligible products. They will usually indicate that something is FSA/HSA-eligible in the product description, allow you to filter your search for qualifying products, or provide an entirely dedicated storefront.
Our Flex Shop connects you with a variety of health and wellness products that qualify for online purchase through your HSA/FSA, like CAROL Bike’s at-home cycling equipment, CurrentBody’s red-light technology, and Ozlo Sleeps Sleepbuds.
Doctors’ offices, pharmacies, and healthcare providers
Your local pharmacy, doctor’s office, or healthcare clinic may accept HSA/FSA cards. This is most frequently done in person at the checkout, but if they have a website, you’ll be able to simply pay with your HSA/FSA card online by choosing it as your payment option at checkout.
Big box retailers
It’s not extremely common for most retailers, but some larger, big box retailers accept HSA/FSA cards as a form of payment. Some, like Walmart, even have dedicated HSA/FSA-eligible storefronts where they exclusively list items that can be purchased using an HSA/FSA.
At participating wellness service locations
Wellness services like massage therapy, chiropractic, gyms and fitness locations, and other medical specialists will sometimes accept HSA/FSA cards as a payment option. If they accept a service like Flex, you’ll be able to choose this payment option when you book your appointment.
55 shops where you can use an HSA/FSA card online
We’ve compiled a list of some of the best brands in our Flex Shop that have HSA/FSA eligible products. Even better — all of these products can be purchased using your HSA/FSA card! Some of these products may require a Letter of Medical Necessity (LMN) to be eligible, but these checkouts are set up to offer you one at checkout if you need it!
Fitness equipment & exercise
Online Store | Description |
| Stay in touch with your health with their wearable health tracker and full-body scan pod, helping you track weight and manage overall health. |
| Recreate a studio Pilates experience in your home with YourReformer’s high-quality reformer machines, designed for a range of fitness levels. |
| Tempo is a virtual trainer you keep in your pocket, providing you mobile access to at-home training programs, habit-building aids, and other fitness support. |
| Get an interactive personal training platform that integrates seamlessly with your at-home exercise equipment, led by top-notch trainers. |
| These adjustable dumbbells can be used for EZ curls or converted to a straight bar for presses or curls and a kettlebell for lifting. |
Supplements, vitamins, and nutrition
Product | Description |
| A leading source for over-the-counter medications at wholesale prices, ranging from allergy relief to pain management. |
| An all-in-one nutritional shake that’s designed to support weight loss and boost energy, packed with vitamins, minerals, and natural ingredients. |
| These daily bites are a blend of five potent seaweed species, containing essential nutrients that support thyroid, hormone, and gut health. |
| AMMD is a physician-formulated solution, designed by Amy Meyers, MD, to help people take control of their autoimmune and gut health issues. |
| An advocate for using natural remedies, they develop formulations that are simple, high-quality blends that boost your bodily health. |
Sleep wellness & sleep tech
Product | Description |
| BedJet’s climate control systems let you easily manage the temperature of your bed, customizing either side so you can each get the comfort you want. |
| Reduce your stress and sleep soundly with Pulsetto, a vagus nerve stimulator that biohacks your parasympathetic nervous system. |
| Reduce snoring so you can get a deep, restorative sleep every night with these comfortable mouth tape and nose strip products. |
| Maintain the ideal temperature throughout the night with their temperature-regulating bedding products, allowing you to achieve the ideal temperature while sleeping. |
| Fully blockout light with UBlockout’s window shades, custom-made to fit your space, helping you get a deeper, better sleep. |
Home wellness products and furniture
Product | Description |
| Get certified ergonomic home office furniture at wholesale, discount prices, built to provide superior support for your back. |
| Eliminate in-home air pollution with Medify Air’s indoor air purifier, built to capture 99.9% of particles using HIPA filters. |
| Their patented LeanRite standing desk chair is ergonomically designed to prevent musculoskeletal disorders and minimize injuries. |
| Efficiently remove at-home pollutants with Airdog USA’s air purifiers, powered by TPA technology to help provide an optimal living environment. |
| Improve relaxation, blood circulation, pain relief, and skin health with an at-home sauna from Best Life Sauna. |
Skincare & dermatology
Product | Description |
| Reimagine everyday sun protection with a natural option that’s built to last the outdoors. |
| Take full control of your beauty routine with wellness products that give you professional level results, all from the comfort of your home. |
| Offering a collection of dermatologist-developed devices allows you to get professional-grade treatment at home. |
| Reduce eye fatigue and signs of aging with AMRIORE’s microcurrent and red light technologies. |
| Maintain personal hygiene anywhere with Popmask’s self-heating masks and biodegradable moisturizing wipes. |
Clothing & footwear
Product | Description |
| An activewear brand that specializes in posture correcting bras and core tees, designed by an orthopedic surgeon to improve back health and body alignment. |
| Protect yourself and your loved ones with the first fashion-forward medical helmet brand, designing protective headgear that looks great. |
| Improve spinal health and get pain relief with non-restrictive supportwear that offers sensor-friendly compression. |
| Their copper-infused, lab-tested compression wear promotes natural pain relief and recovery, improving stability and support. |
| Optimize comfort and performance with personalized footwear that’s customized to the unique contours of your feet. |
Mom, parenting, & baby
Product | Description |
| Make maternity, postpartum, breastfeeding, and your entire motherhood journey easier with their maternity bras and clothing. |
| Cradlewise's smart cribs have built-in monitors that detect early wakeup signs, automatically soothing the baby back to sleep so they (and you) get more sleep. |
| FDA-registered and GMP-certified, Milkify is a professional breast milk freeze-drying service that gives breastmilk a 3-year shelf life. |
| Access research-based, on-demand core and pelvic floor exercise programs that you can easily work into your busy schedule. |
| This body wash soothes, hydrates, and cleans your baby’s sensitive skin without causing irritation or stripping moisture away. |
Health apps and home healthcare testing
Product | Description |
| The first portable metabolic tracker, Lumen lets you measure and analyze your metabolism so you can make informed nutrition decisions. |
| Get personal health recommendations tailored to your DNA, helping you maximize wellness, performance, and overall longevity. |
| Manage your weight loss journey, balance metabolic health, and reduce chronic stress with AND/life’s curated programs. |
| Test over 500 unique blood biomarkers with Iollo’s at home metabolic testing device, helping you optimize your overall nutrition and athletic performance. |
| Measure 8 key wellness markers and get a wellness score with these easy-to-use at home wellness tests. |
Wearable products & biosensors
Product | Description |
| Their smart ring provides comprehensive health monitoring capabilities, including heart rate tracking, sleep apnea detection, and activity analysis. |
| Manage your temperature with a single touch with Embr Labs’ wearable tech, providing relief from hot flashes, night sweats, chills, and more. |
| The straps supercharge an Apple Watch, unlocking advanced health metrics, including water balance, body fat, and personalized fitness recommendations. |
| This acoustical frequency device helps promote consistent health and mitigates the risk of chronic diseases and conditions. |
| Track fluid and electrolyte losses during your workouts and high intense activities, and get real-time notifications about when to replenish fluids. |
Eye health
Product | Description |
| Eyewear should be flexible — Pair Eyewear solves this with customizable glasses that have topper frames that can be swapped out for different styles. |
| Eyewear that’s designed to handle the sun, blue-light, and fog, Stoggles are built to protect your eyes in any condition. |
| Athletic prescription eyewear that’s designed to optimize performance on the golf course and the tennis court. |
| Providing unisex eyewear products that feature 100% UV protection, multi-barrel hinges, and double -injection cores, offering the best in durability and comfort. |
| Get daily relief from chronic dry eye, styes, and inflammation with Blinkjoy’s therapeutic eye care products. |
Women’s health
Product | Description |
| A flexible, reusable patch designed to reduce the pain from menstrual cramps. It’s paper-thin, durable, waterproof, and entirely drug-free. |
| Choose from a selection of all-natural supplements that are made to balance hormones and boost over wellness, addressing various stages of womanhood. |
| Get more sleep throughout the night with instant cooling relief that helps you stay asleep through hot flashes. |
| They’re dedicated to not just providing high-quality, eco-friendly period products, but also pioneers in sustainability and women’s health. |
| Manage your period seamlessly with these rechargeable, machine-washable, and portable heard shorts. |
How to pay for online shopping with your HSA/FSA card
Buying products online with your HSA/FSA card is simple and convenient. It works like a debit or credit card, except it pulls funds directly from your HSA or FSA account. Here’s how you can make a purchase using your HSA/FSA card online:
1. Browse for the products you want while shopping online
First, you’ll need to find the items you’re interested in. You can do this by browsing retail and ecommerce websites, but in many cases, you won’t necessarily know if you can pay with your HSA/FSA card until you get to checkout. Alternatively, you can check out our Flex Shop, where you can shop for products that you already know are eligible to be purchased with your card.
2. Look for “Flex - Pay with HSA/FSA” during checkout
Once you’ve added the items you want to your cart and you’re ready to checkout, select Flex as the payment method. You’ll typically see this in the same place you see other payment methods, like PayPal.
3. Complete an online consultation (if an LMN is necessary)
If a Letter of Medical Necessity (LMN) is required for the item or service you’re purchasing, you’ll need to complete a short online consultation. You’ll simply answer questions via an online chat, and will get notified whether you qualify, and can proceed to payment.
4. Finish checkout as usual with your HSA/FSA card
Complete the checkout process as you normally would any payment method, using the details on your HSA/FSA card. The funds will be taken directly from your spending account, so you don’t need to claim a reimbursement. If you’re paying with Flex, you can even split the purchase, and pay with your HSA/FSA card and another payment method.
There are many places you can use your HSA/FSA card online, including ecommerce sites, online pharmacies, big box retailers, clinics, and more, but the challenge is finding products that are HSA/FSA-eligible, and places you can actually use your HSA/FSA card online.
The best way to find HSA/FSA eligible items for purchase online is to go to a trusted HSA/FSA store. There, you’ll exclusively see eligible items that you can buy with your HSA/FSA card right at checkout. Check out our Flex Shop to see where you can spend your unused HSA/FSA funds.
Flex is the easiest way for direct to consumer brands and retailers to accept HSA/FSA for their products. From fitness and nutrition, to sleep and mental health, Flex takes a holistic view of healthcare and enables consumers to use their pre-tax money to do the same.
5 HSA/FSA card online shopping FAQs
What is an HSA/FSA card and how does it work?
An HSA/FSA card is a payment card that is directly connected to the cardholder’s HSA/FSA account. It works a lot like a debit card or a credit card, and can be used to pay for qualifying medical expenses directly from the cardholder’s HSA/FSA.
This allows people to draw directly from their HSA/FSA funds so they don’t have to pay out-of-pocket first and wait for reimbursement later.
What is an HSA/FSA card and how does it work?
An HSA/FSA card is a payment card that is directly connected to the cardholder’s HSA/FSA account. It works a lot like a debit card or a credit card, and can be used to pay for qualifying medical expenses directly from the cardholder’s HSA/FSA.
This allows people to draw directly from their HSA/FSA funds so they don’t have to pay out-of-pocket first and wait for reimbursement later.
What is an HSA/FSA card and how does it work?
An HSA/FSA card is a payment card that is directly connected to the cardholder’s HSA/FSA account. It works a lot like a debit card or a credit card, and can be used to pay for qualifying medical expenses directly from the cardholder’s HSA/FSA.
This allows people to draw directly from their HSA/FSA funds so they don’t have to pay out-of-pocket first and wait for reimbursement later.
When do HSA/FSA card funds expire?
HSA funds do not expire, and continue to carry over year to year. Typically, your HSA card would not expire, and would remain the same throughout the whole time you have the account, though this depends on the rules of your account.
FSA funds expire each year, aside from certain exceptions (like the grace period and rollover amount). Whether an FSA card expires each year depends entirely on the rules of your account. You may be able to keep an FSA card for the whole time you use the same account, or you may be given a new card each year.
When do HSA/FSA card funds expire?
HSA funds do not expire, and continue to carry over year to year. Typically, your HSA card would not expire, and would remain the same throughout the whole time you have the account, though this depends on the rules of your account.
FSA funds expire each year, aside from certain exceptions (like the grace period and rollover amount). Whether an FSA card expires each year depends entirely on the rules of your account. You may be able to keep an FSA card for the whole time you use the same account, or you may be given a new card each year.
When do HSA/FSA card funds expire?
HSA funds do not expire, and continue to carry over year to year. Typically, your HSA card would not expire, and would remain the same throughout the whole time you have the account, though this depends on the rules of your account.
FSA funds expire each year, aside from certain exceptions (like the grace period and rollover amount). Whether an FSA card expires each year depends entirely on the rules of your account. You may be able to keep an FSA card for the whole time you use the same account, or you may be given a new card each year.
What if I want to split my purchase with another payment method?
With shops that use Flex for checkout, you can split your payment between payment options. You pay for the portion you want using your HSA/FSA card, then apply the remainder to another payment method - all in the same checkout.
Not all providers offer split payments, so you’ll need to make sure it’s an option at checkout.
What if I want to split my purchase with another payment method?
With shops that use Flex for checkout, you can split your payment between payment options. You pay for the portion you want using your HSA/FSA card, then apply the remainder to another payment method - all in the same checkout.
Not all providers offer split payments, so you’ll need to make sure it’s an option at checkout.
What if I want to split my purchase with another payment method?
With shops that use Flex for checkout, you can split your payment between payment options. You pay for the portion you want using your HSA/FSA card, then apply the remainder to another payment method - all in the same checkout.
Not all providers offer split payments, so you’ll need to make sure it’s an option at checkout.
What should I do if my card doesn’t work at checkout?
There are a few reasons that your card may not be working. Here’s a list of things you should check before giving up:
Check the product or service is actually HSA/FSA-eligible
Check that you have sufficient funds in your HSA/FSA account to make the purchase
Check that the merchant accepts HSA/FSA card payments from the provider you’re using
If you can’t find a solution that lets you use your card, you can always make the purchase using a different method, and then submit a claim for reimbursement later.
What should I do if my card doesn’t work at checkout?
There are a few reasons that your card may not be working. Here’s a list of things you should check before giving up:
Check the product or service is actually HSA/FSA-eligible
Check that you have sufficient funds in your HSA/FSA account to make the purchase
Check that the merchant accepts HSA/FSA card payments from the provider you’re using
If you can’t find a solution that lets you use your card, you can always make the purchase using a different method, and then submit a claim for reimbursement later.
What should I do if my card doesn’t work at checkout?
There are a few reasons that your card may not be working. Here’s a list of things you should check before giving up:
Check the product or service is actually HSA/FSA-eligible
Check that you have sufficient funds in your HSA/FSA account to make the purchase
Check that the merchant accepts HSA/FSA card payments from the provider you’re using
If you can’t find a solution that lets you use your card, you can always make the purchase using a different method, and then submit a claim for reimbursement later.
Do I need a Letter of Medical Necessity to use my HSA/FSA card?
A Letter of Medical Necessity is entirely dependent on the product or service you are purchasing, and if it requires one to be eligible.
Whether you can use your HSA/FSA funds to make the purchase may require an LMN, but the choice to pay with a card upfront rather than wait for reimbursement later has no effect on whether the LMN is required.
You should always check the requirements of your plan to determine the need for an LMN before making a purchase.
Do I need a Letter of Medical Necessity to use my HSA/FSA card?
A Letter of Medical Necessity is entirely dependent on the product or service you are purchasing, and if it requires one to be eligible.
Whether you can use your HSA/FSA funds to make the purchase may require an LMN, but the choice to pay with a card upfront rather than wait for reimbursement later has no effect on whether the LMN is required.
You should always check the requirements of your plan to determine the need for an LMN before making a purchase.
Do I need a Letter of Medical Necessity to use my HSA/FSA card?
A Letter of Medical Necessity is entirely dependent on the product or service you are purchasing, and if it requires one to be eligible.
Whether you can use your HSA/FSA funds to make the purchase may require an LMN, but the choice to pay with a card upfront rather than wait for reimbursement later has no effect on whether the LMN is required.
You should always check the requirements of your plan to determine the need for an LMN before making a purchase.