The XDS X-LAB RS7 Di2 is a carbon road platform for riders seeking speed, responsiveness, and everyday versatility. Its full carbon frame and fork use Toray T700 carbon, balancing stiffness, comfort, and structural efficiency. Performance-oriented geometry delivers sharp handling with stability and comfort over longer distances. Shimano 105 Di2 12-speed components provide smooth, reliable shifting, while the Branta aluminum crankset includes an integrated power meter and Apple Find My anti-theft technology. The bike features a Branta C50 Base carbon wheelset with stainless steel spokes, Branta R332 700x32C tires, and a 32C maximum tire clearance. An integrated Branta carbon handlebar and aero-profile carbon seatpost complete the setup. Available in Singularity Black and Angel Wing White, with sizes XS through XXL.
HSA/FSA Eligible for Qualifying Customers
How to use your HSA/FSA on XDS X-LAB RS7 Di2
1. Add to cart and select Flex at checkout
Select Flex as your payment method during checkout.
2. Complete a quick consultation
A brief chat-based consultation determines your eligibility for a Letter of Medical Necessity.
3. Receive your Letter of Medical Necessity
If approved, you'll receive your LMN and can proceed with your purchase.
4. Complete your purchase
Enter your HSA/FSA card details to pay, or split with a credit card.
See if you qualify for a Letter of Medical Necessity
Our streamlined consultation process will determine if you're eligible for a Letter of Medical Necessity, allowing you to make the most out of your pre-tax dollars.
More HSA/FSA eligible products from Contender Bicycles
If you can’t find what you’re looking for, please reach out to support@withflex.com.
1. At checkout, select "Flex | Pay with HSA/FSA." 2. Enter your HSA/FSA card details and complete your purchase. 3. If you don’t have your HSA/FSA card available, use a regular credit or debit card. Submit your purchase to your HSA/FSA administrator for reimbursement.
Health Savings Accounts (HSAs) let you set aside pre-tax dollars to pay for qualified health expenses. HSAs are linked to high-deductible health plans, and funds in these accounts roll over year after year. Flexible Spending Accounts (FSAs) allow you to use pre-tax dollars for eligible health expenses. Unlike HSAs, FSAs are not tied to a specific health plan and often require you to use the funds within the calendar year. FSAs are typically provided by employers.
At checkout, select "Flex | Pay with HSA/FSA." Some products require a Letter of Medical Necessity. Complete a brief chat-based telehealth consultation to confirm eligibility if required. Enter your HSA/FSA card details and complete your purchase. If you don’t have your HSA/FSA card available, use a regular credit or debit card. Submit your Letter of Medical Necessity and itemized receipt (provided by Flex) to your HSA/FSA administrator for reimbursement.
HSA and FSA cards are debit cards, and the most common reason for declines is insufficient funds. Reach out to your HSA/FSA administrator to confirm your balance.
If you don’t have your HSA or FSA card handy, still select “Flex - Pay with HSA/FSA” as your payment method. Enter your credit card information and Flex will email you an itemized receipt to submit for reimbursement.
A Letter of Medical Necessity is a document from a licensed healthcare provider that verifies the medical necessity of a product or service, making it eligible to purchase using your HSA or FSA. This might include items or treatments like supplements or physical therapy that aren’t automatically recognized as eligible expenses.
A licensed clinician will determine your eligibility during a chat-based telehealth consultation. According to IRS guidelines, you must have a medical condition that warrants the product or service you intend to purchase using your HSA/FSA. A range of conditions, such as cardiovascular, metabolic, musculoskeletal, autoimmune, neurological, or mental health conditions, could qualify.
Your Letter of Medical Necessity is valid for 12 months from the date of issue. It can be used for any eligible purchases made during this time. Be sure to keep and submit all related receipts when filing with your HSA/FSA administrator.
You should keep it on file for at least three years in the event of an IRS audit of your HSA or FSA account. Occasionally, FSAs may ask for the Letter to confirm the eligibility of your purchase.
All products shown in the Flex Marketplace are HSA/FSA eligible, some may require a Letter of Medical Necessity (LMN). Contender Bicycles may also offer additional eligible items on their website. When shopping directly on Contender Bicycles's site, look for HSA/FSA messaging on individual product pages. Flex accepts HSA/FSA cards, credit/debit cards, and split payments. Select Flex at checkout to pay for your purchase.
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*Flex is available for eligible customers. HSA/FSA savings vary based on individual circumstances. Learn more at withflex.com/legal.