Oh Beauty

Use your HSA/FSA with Oh Beauty

Oh Beauty was founded in 2021 as the e-commerce extension of California’s Ovilla Medical Spa to make medical grade skincare easier to access online. We offer a curated selection of clinically proven skincare from trusted dermatologist founded and luxury brands, many traditionally available only through medical spas. With expert guidance and educational resources, Oh Beauty helps customers choose the right products with confidence and achieve visible, professional level results.

HSA/FSA eligible products from Oh Beauty

Augustinus Bader The Mineral Sunscreen SPF 50

Augustinus Bader The Mineral Sunscreen SPF 50

Colorescience Sunforgettable® Total Protection® Brush-On Shield SPF 50

Colorescience Sunforgettable® Total Protection® Brush-On Shield SPF 50

EltaMD UV Skin Recovery Red Color Correcting Green Tint Broad Spectrum SPF 50

EltaMD UV Skin Recovery Red Color Correcting Green Tint Broad Spectrum SPF 50

Murad Superactive Moisturizer SPF 50: Wrinkle-Fighting

Murad Superactive Moisturizer SPF 50: Wrinkle-Fighting

SkinCeuticals Daily Brightening UV Defense SPF 30

SkinCeuticals Daily Brightening UV Defense SPF 30

SkinCeuticals LHA Cleansing Gel

SkinCeuticals LHA Cleansing Gel

SkinCeuticals Purifying Cleanser

SkinCeuticals Purifying Cleanser

Valmont Prime Regenera II

Valmont Prime Regenera II

skinbetter Alto Advanced Defense And Repair Serum

skinbetter Alto Advanced Defense And Repair Serum

skinbetter Ampra Volumizing Macro HA Serum

skinbetter Ampra Volumizing Macro HA Serum

skinbetter Refining Foam Cleanser

skinbetter Refining Foam Cleanser

skinbetter sunbetter TONE SMART SPF 68 Sunscreen Compact

skinbetter sunbetter TONE SMART SPF 68 Sunscreen Compact

skinbetter sunbetter TONE SMART SPF 75 Sunscreen Lotion

skinbetter sunbetter TONE SMART SPF 75 Sunscreen Lotion

Select Flex at checkout to pay with your HSA/FSA funds

Some products may require a short, chat-based consultation during checkout to verify eligibility.

Frequently Asked Questions

If you can’t find what you’re looking for, please reach out to support@withflex.com.

Health Savings Accounts (HSAs) let you set aside pre-tax dollars to pay for qualified health expenses. HSAs are linked to high-deductible health plans, and funds in these accounts roll over year after year. Flexible Spending Accounts (FSAs) allow you to use pre-tax dollars for eligible health expenses. Unlike HSAs, FSAs are not tied to a specific health plan and often require you to use the funds within the calendar year. FSAs are typically provided by employers.

At checkout, select "Flex | Pay with HSA/FSA." Some products require a Letter of Medical Necessity. Complete a brief chat-based telehealth consultation to confirm eligibility if required. Enter your HSA/FSA card details and complete your purchase. If you don’t have your HSA/FSA card available, use a regular credit or debit card. Submit your Letter of Medical Necessity and itemized receipt (provided by Flex) to your HSA/FSA administrator for reimbursement.

HSA and FSA cards are debit cards, and the most common reason for declines is insufficient funds. Reach out to your HSA/FSA administrator to confirm your balance.

If you don’t have your HSA or FSA card handy, still select “Flex - Pay with HSA/FSA” as your payment method. Enter your credit card information and Flex will email you an itemized receipt to submit for reimbursement.

A Letter of Medical Necessity is a document from a licensed healthcare provider that verifies the medical necessity of a product or service, making it eligible to purchase using your HSA or FSA. This might include items or treatments like supplements or physical therapy that aren’t automatically recognized as eligible expenses.

A licensed clinician will determine your eligibility during a chat-based telehealth consultation. According to IRS guidelines, you must have a medical condition that warrants the product or service you intend to purchase using your HSA/FSA. A range of conditions, such as cardiovascular, metabolic, musculoskeletal, autoimmune, neurological, or mental health conditions, could qualify.

Your Letter of Medical Necessity is valid for 12 months from the date of issue. It can be used for any eligible purchases made during this time. Be sure to keep and submit all related receipts when filing with your HSA/FSA administrator.

You should keep it on file for at least three years in the event of an IRS audit of your HSA or FSA account. Occasionally, FSAs may ask for the Letter to confirm the eligibility of your purchase.

All products shown in the Flex Marketplace are HSA/FSA eligible, some may require a Letter of Medical Necessity (LMN). Oh Beauty may also offer additional eligible items on their website. When shopping directly on Oh Beauty's site, look for HSA/FSA messaging on individual product pages. Flex accepts HSA/FSA cards, credit/debit cards, and split payments. Select Flex at checkout to pay for your purchase.

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